Freelancer fees

Freelancer Fees (Ultimate)

The Freelancer Fees were updated on 17 November 2023. If you've opened your Freelancer Account on or after 17 November 2023, this version applies to you. If you opened your Freelancer Account before 17 November 2023, these terms (click here) will apply to you until 18 January 2024.

Subscription Summary

Plan fee

Plastic Card

Metal Card

Virtual Cards

ATM withdrawals

25 € per month or 228 € per year

1 free plastic card per Authorised Cardholder.

Authorised Cardholders can purchase additional plastic cards in the app, up to a maximum of 3 physical cards per Authorised Cardholder at a time.

Standard delivery: £4.99 per card;

Express delivery: varies by country and address.

1 free metal card per business.

Metal card above free allowance: £49 including express delivery.

Replacement for lost or stolen card: £39.99

Up to 200 virtual cards per Authorised Person at a time.

2% fee on all withdrawals

You can withdraw up to £3000 per 24 hours (or the equivalent in other currencies).

Allowances and fees - Payments

Your plan comes with the following free allowances for payments. If you use up your plan allowance, you’ll pay the fee stated in the table below.

Type of Payment

Plan allowance

Flat fee outside of plan allowance

Instant Transfers


Not Applicable.

Local transfers

This means any bank transfer in your base currency that is sent or received between your Revolut account and another account in your country. If your base currency is Euro and your country is within the Single Euro Payments Area (known as “SEPA”), it also includes these payments when made between your Revolut account and another account in SEPA.

100 per month.

(excludes incoming transfers in USD, GBP, EUR and CHF, they are always free)

0.2 € per additional transfer

International transfers

This means any bank transfer that is not a local transfer or an ACH transfer, or where you have not used our Guaranteed SWIFT (OUR) Transfer feature.

ACH transfers are available as international transfers to the US in USD but are not part of your free allowance.

5 per month.

(excludes incoming transfers in USD, GBP, EUR and CHF, they are always free)

5 € per additional transfer

Guaranteed SWIFT (OUR) - bank transfers made on a route where the Guaranteed SWIFT (OUR) transfer feature is available and you choose to use it.

0 per month - a fee is payable on all payments.

The fee depends on the Base Currency of your Account and can change from time to time.

You can see our current fees on our pricing page here and in the app before the transfer is completed.

Automated Clearing House (ACH) - any outbound bank transfer to an account in the USA which you choose to be processed by the Automated Clearing House (ACH) network. ACH Transfers are direct payments between bank accounts, without intermediaries, and typically takes up to 2 business days to process.

0 per month - a fee is payable on all payments.

0.2% of the transfer amount charged in EUR (or local currency of your business), subject to a minimum fee of 0.5 EUR (or equivalent in local currency)

Fees for our payment processing products

The table below shows the fees we charge for our payment processing products. Fees are payable on all transactions and there is no free allowance.

Our fees are made up of two components; the variable fee which depends on the transaction value and the flat fee which depends on the Base Currency of your Account.

Type of Payment

Variable fee (% of the payment)

Flat fee in our country and Base Currency

Online Card Transactions

Payments from EEA consumer cards:

1% of the transaction value

Payments from any other cards:

2.8% of the transaction value

  • UK (GBP): £ 0.20
  • Eurozone (EUR): € 0.20
  • Denmark (DKK): Kr 1.70
  • Poland (PLN): zł 1.0
  • Sweden (SEK): Kr 2.40
  • Czech Republic (CZK): Kč 6.00
  • Hungary (HUF): Ft 80.00
  • Bulgaria (BGN): Лв 0.40
  • Romania (RON): lei 1.20
  • Croatia (HRK): Kn 1.70
  • Norway (NOK): Kr 2.40

Revolut Pay

1% of the transaction value

As above

Revolut Business features and apps

Access to business features and apps is subject to plan availability.

Some fees are only incurred for “active” team members. A team member becomes “active” when they start using a product feature or app (as set out in the table below) and remains active until their permission to use the feature or app is removed. You will be charged for any team members who have been active in the preceding billing period.

Type of Business app


Expenses app

€5 per active team member

A team member becomes active after they’ve submitted their first expense.

Payroll app

€3 per active team member

A team member becomes active after the Account Owner confirms that team member’s first pay run per billing cycle.

Exchanging money currencies

Your plan comes with the following free FX allowance. You will pay the stated fees if you exceed this allowance or if you exchange outside of foreign exchange market hours.

Foreign exchange


Flat fee where allowance exceeded

Additional fees

Exchanging money currencies

10 €k per month

0.6% fee where you exceed your allowance

1% if you’re exchanging money outside of foreign exchange market hours

Whenever you make a money currency exchange using Revolut Business, we use our simple and transparent pricing formula of real rate + any fees (see the above table) = total cost.

We use the real exchange rate for money currency exchanges (sometimes called the “interbank” rate). Here at Revolut, the real exchange rate means the average buy and sell rates we have determined for each currency pair based on the foreign exchange market data feeds we consume from a range of different independent sources. This is a variable exchange rate.

The additional fees we may charge depend on the parameters of your exchange (like the time when you’re exchanging currencies). You can see what these fees are in the app. They are also set out in the table above.

Merchant Chargebacks

The amount of the chargeback fee depends on the currency of the original transaction, as set out below:

  • AUD: 30
  • CAD: 25
  • CHF: 20
  • DKK: 130
  • EUR: 15
  • GBP: 15
  • HKD: 150
  • JPY: 2000
  • NOK: 200
  • NZD: 30
  • PLN: 80
  • SEK: 200
  • USD: 20
  • ZAR: 350

There is more information about disputes and chargebacks in our Payment Processing Services Agreement.

Billing Cycle

You will be billed for your plan fee monthly or yearly, depending on the choice you made when you signed up to your plan. All other fees will be billed monthly.

Your billing cycle is monthly, beginning on the monthly anniversary of the day you signed up to your plan. Your allowances will reset each billing cycle.

If you decide to change plan mid-billing cycle, your subscription will start again and your allowances will be reset according to your new plan immediately. We won’t refund any of the monthly subscription you paid.