One app, all things money
Open a free account in minutes right from your phone, and make your money go further
Everyday needs
Spend smarter every day
Track your money all in one place and make your daily spending seamless
Pay and get paid hassle‑free
Make payments in seconds in 30+ countries. Split and settle bills without stress
Payments
Never overspend again with smart budgeting
Budgeting & Analytics
Card, meet phone
Travel
Go global, act local
Make the most of an account that says goodbye to financial borders
Transfer money at excellent exchange rates
Take advantage of our excellent rates to transfer money to 200+ destinations
International transfers
Unlock travel perks that will make layovers and delays a little more luxe
Lounges & SmartDelay
Spend abroad like a local
Currencies
Wealth
Get investing today
Take your future into your own hands with easy-access investment tools
Reach financial goals faster
Vaults
Buy gold and silver instantly in-app. Capital at risk
Commodities
Security
End-to-end security
We protect your money with award-winning security systems and trusted partners
Faster, safer, simpler online checkout
Shopper
Control card security in‑app with a tap
Security