If you signed up to Revolut with a Spanish address after 20:00 (EEST) 8 October 2020, these terms apply to you. If you signed up before 20:00 (EEST) on 8 October 2020, our United Kingdom (UK) terms apply, unless you have received an email from us. To see our UK terms, change the country selector to "United Kingdom"
These terms apply from 23rd April. To view our previous terms, clickhere
|Subscription fee||€13.99 a month
€135 a year
However, if you add money with a card that has not been issued within the EEA (e.g. a US-based card) or you add money with a commercial card then we may charge a small fee just to cover our costs.
|First Revolut Metal card||Free
Your first card can be a Metal Premium or Standard one.
(but remember, you may have to pay a card delivery fee and €40 for the Metal card itself if you cancel your subscription within 14 days of signing up and a Metal card has been sent)
|Second Revolut Metal card||Also free
Your second card can be a Metal, Premium or Standard one (unless your first card was Metal - you only get one free Metal card)
If cancel your your subscription within 14 days of ordering a second card, you may have to pay a card delivery fee
|Additional Revolut Cards||Your first two cards are free as a Metal customer (as set out above). After this, we charge €40 per additional Metal card (or €10 per additional non Metal card)|
|Custom Card (design your own card in the Revolut App)||£5
(but a delivery fee applies - we’ll tell you what fee applies before you order your card in the App)
If you need to replace a Custom Card, the same fee applies
|Special Edition Card||Price per card varies depending on the edition
(a delivery fee applies - we’ll tell you what fee applies before you order your card in the App)
If you need to replace a Special Edition Card and the card is still on offer, you will need to pay the same fee again
|Express delivery for Revolut cards||Free express delivery
(but remember, you may have to pay this back if you cancel your plan within 14 days of ordering the card)
|Virtual Revolut Cards||Free|
|ATM Withdrawals||Free withdrawals up to €800, then a fee applies. That fee is 2% of the withdrawal, subject to a minimum fee of €1 per withdrawal.|
|Metal Cashback||The maximum Metal Cashback you can receive in one monthly billing cycle is €13.99.|
Everyone on Revolut can send money in one way or another for free.
Depending on your plan, you may only be able to make set types of payments, or a set number of them, for free. This page sets out the payments you can send for free on a Metal plan, and the fees you will pay for other payments. If a fee applies we’ll let you know in the Revolut app before you make the payment.
|Transfers to other Revolut Users||Free
This means any Instant Transfer to any Revolut user, globally
This means payments in your base currency that are sent to an account in your country
|Payments within the Single European Payments Area||Free
This means payments in euros or Swedish krona that are sent to an account outside your country but inside the Single Euro Payments Area (known as "SEPA"). For Romanian customers, this also includes the same payments when made in Romanian leu
|All other international payments||Your first three payments are free. After that a fee will apply.
This fee will be calculated in real time and shown to you in the app before you make the payment. You can also see our live fees here. The exact fee will depend on what currency you are sending and where you are sending it to but our maximum fees are capped.
This means any international payment (other than a payment within the Single Euro Payments Area, as set out above)
Whenever you make a currency exchange in the Revolut app, we'll use an exchange rate based on our market rate, which is based on foreign-exchange market data. There is more information about our exchange rate in our Personal Terms.
For certain conversions we apply an extra percentage-based fee, which may change according to when and how frequently the currencies are traded. These fees are set out below.
We charge a fee of 1.0% for currency exchanges on weekends and bank holidays (in London) because exchange markets are generally closed and less currency is traded during these times. You can avoid these fees by making your exchange on weekdays. We may charge this fee if these or other exchange markets are closed at other times too.
We also charge a fee of 1% for exchanges in money currencies that are traded less and so are not always easily available. These currencies are set out below.
|Standard money currencies: USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN, CZK (or any other currency not listed as a “less traded money currency” below)||No fee|
|Less traded money currencies: THB and UAH||1.0%|
|Standard money currencies: USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN, CZK (or any other currency not listed as a “less traded money currency” below)||1.0%|
|Less traded money currencies: THB and UAH||2.0%|
The highest rate relevant to your conversion will apply. For example, for a conversion between USD and THB on a weekday, we will apply the mark-up that applies to THB (1%), not the mark-up for USD (0%).
To view this in the regulator's standardised format please click here.
A glossary of the terms used in this document is available free of charge.