This page consists of two Parts:
Part I: Revolut Bank UAB German Branch Joint Account Fees.
Part II: Revolut Bank UAB Joint Account Fees.
If you are a customer of Revolut Bank UAB, please scroll down to see the terms relevant for you.
Part I
Revolut Bank UAB German Branch
Joint Account Fees
If you reside in Germany, have signed up to Revolut from 28 May 2024 and received an IBAN starting with DE, this version of our fees applies to you.
If you have signed up to Revolut before that and/or your account does not have an IBAN starting with DE and you received an email from us about the transfer to the German Branch, this version of our fees will apply to you from the date you completed the transfer. If you would like to see the fees that apply until then, please click here.
Physical Joint Account Card
Each Joint account holder can order Joint account cards. The card you can order is determined by your Personal account plan (for example, Metal users can order Metal cards, but Standard users can order only Standard cards). You can check at any time on what Personal account plan you are on in the Revolut app and the applicable fees of any plan on the Fees page.
First Joint Account Card for each Joint Account Holder
- Free (but a delivery fee may apply- please see further below for details).
Additional Joint Account Cards
- Each Joint account holder can order additional Joint account cards. The type of cards you can order, and their cost, will be as per your Personal account plan (e.g. if you are on a Paid Plan (Metal), a Metal Card costs €40 and a non-Metal Card costs €10).
Delivery Fee for Joint Account Card
- Charged as per your Personal account plan for the card type. We’ll show you what fee applies for delivery before you order your card in the Revolut app. The delivery charge may vary depending on where you are sending the card.
Other fees and limits
When you use your Joint account, the fees and limits for your individual Personal account apply to any services where a specific fee or limit is not stated on this page. For example:
- You will pay the same fees on your Joint account and individual Personal account for any payment, transaction or exchange you make.
- Any exchange you make on your Joint account will also count towards any fair usage or other limits you have on your individual Personal account.
- Any ATM withdrawals you make on your Joint account will also count towards the allowance you have on your individual Personal account.
These fees and limits are specific to each individual Joint account holder and are determined by their subscription plan. This means each Joint account holder may have different fees and limits. For example, if you have a Metal plan and your partner has a Standard plan, different fees and limits apply to you than to your partner.
Although the fees and limits for your individual Personal account apply to your Joint account, any benefits of your Personal account do not. Benefits, for example, any insurance cover, or other benefits you receive on your Personal account activity do not apply to your Joint account activity.
To view this in the regulator's standardised format please click here. It also applies to your Joint Account.A glossary of the terms used in this document is available free of charge.
Part II
Revolut Bank UAB
Joint Account Fees
This version of our terms will apply from 22 August 2023.
If you would like to see the previous version of these terms, please click here.
Joint Account Card
Each Joint Account holder can order a standard card for your Joint Account.
First Joint Account Card for each Joint Account Holder
- Free (but a delivery fee applies).
Replacement Joint Account Cards
- €6 per replacement (a delivery fee applies).
Delivery Charge for Joint Account Card
- We’ll show you what fee applies for delivery before you order your card in the Revolut app. The delivery charge may vary depending on where you are sending the card.
Other fees and limits
When you use your Joint Account, the fees and limits for your individual retail account apply to any services where a specific fee or limit is not stated on this page. For example:
- You will pay the same fees on your Joint Account and individual retail account for any payment, transaction, or conversion you make.
- Any conversion you make on your Joint Account will also count towards any fair usage or other limits you have on your individual retail account.
- Any fee ATM allowances you make on your Joint Account will also count towards the allowance you have on your individual retail account.
These fees and limits are specific to each individual Joint Account holder and are determined by their subscription plan they have chosen. This means each Joint Account holder may have different fees and limits. For example, if you have a Metal plan and your partner has a Standard plan, you will have different fees and limits to your partner.
Although the fees and limits for your individual retail account apply to your Joint Account, any benefits of your retail account do not. Except Metal cashback, Metal users can benefit from cashback on their eligible transactions. The cashback will be credited to their Cashback Metal pocket. To receive cashback, you need to be a Metal user and to make an eligible transaction with your Joint card or Personal card. You cannot receive cashback for a transaction made by the other account holder from the Joint Account, even if they have a Metal Subscription.
Regarding the rest of benefits, for example, any insurance cover, or other benefits you receive on your retail account activity do not apply to your Joint Account activity.
To view this in the regulator's standardised format please click here. It also applies to your Joint Account.
A glossary of the terms used in this document is available free of charge.