Partner Employer Metal Offer Terms

1. What is this Offer about?

• What: Revolut Bank UAB, acting where applicable through its EEA branch in your country of residence, is offering salaried employees of Partner Employers (employers participating in our Salary Account Partnership programme) the opportunity to receive a Metal paid plan with no monthly subscription fee (the Offer) for as long as they satisfy the eligibility criteria and required steps set out below (the Benefit Period).

• Who: Salaried employees of Partner Employers with registered address in any of these countries: Lithuania, France, Germany, the Netherlands, Ireland, Romania, Hungary, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Greece, Iceland, Latvia, Liechtenstein, Luxembourg, Malta, Norway, Slovakia, Slovenia, Sweden who meet the eligibility requirements and complete the required steps below. The Offer is not available to sole traders or independent contractors

• When: You can enrol at any time from the day you receive the email inviting you to participate in this Offer from the Partner Employer (the Offer Invitation). This is not a one-off reward and does not have a fixed end date. Your eligibility depends on ongoing salary payments.

These Salary Partnership Metal Offer Terms (the Offer Terms) set out the rules that apply to this Offer. You must comply with these Offer Terms as well as:

• the Personal Terms that apply to your Revolut Personal account;
• the Paid Plan Terms relevant to your Paid Plan, as applicable; and
• the Personal fees (Metal) page.

If there is any inconsistency between these Offer Terms and the other terms that apply to your account, these Offer Terms will take precedence in relation to this Offer. All other Metal Plan features, benefits and conditions remain subject to the Paid Plan Terms.

2. Eligibility and required steps

To be eligible for this Offer, you must:

• have a registered address in any of the countries listed above;

• open or have a Revolut Personal account that is active and unrestricted.

This Offer is available only to salaried employees of participating Partner Employers and is not available to sole traders or independent contractors.

If you reside in Finland: salary payments are subject to your employer's payroll policies and technical capabilities. We cannot guarantee that every employer will be able or willing to pay salary into your Revolut Personal account. Eligibility for this offer requires that your salary is successfully paid into your eligible Revolut Personal account.

The required steps are:

1. Access the unique link provided by your Partner Employer and enter your work email address in the Revolut app;
2. Verify you are the owner of your work email.
3. Receive a Qualifying Salary payment into your Revolut account. The Offer will not activate until this step is completed. See section 3 ‘What is a Qualifying Salary’ for more details.

Your work email is used solely to confirm eligibility for this Offer and it does not change the registered email address associated with your Revolut account. Once your work email is verified, you will receive a pdf copy of these terms by email on the registered email address associated with your Revolut account.

3. What is a Qualifying Salary?

A Qualifying Salary payment must:

• be paid from the registered payroll bank account provided to us by your Partner Employer; and
• meet the minimum net salary threshold for your country of residence as listed below, which will also be communicated to you at enrolment. This minimum threshold must be met in a single payment, as multiple smaller installments cannot be combined:

Bulgaria — 1,000 BGN/month

Cyprus — €1,000/month

Czech Republic — 19,500 CZK/month

Germany — €1,600/month

Denmark — 18,000 DKK/month

Estonia — €900/month

Finland — €1,600/month

France — €1,500/month

Greece — €700/month

Croatia — €700/month

Hungary — 220,000 HUF/month

Ireland — €1,800/month

Iceland — 300,000 ISK/month

Liechtenstein — 1,900 CHF/month

Lithuania — €700/month

Luxembourg — €2,200/month

Latvia — €700/month

Malta — €800/month

Netherlands — €1,700/month

Norway — 24,000 NOK/month

Romania — 2,500 RON/month

Sweden — 18,500 SEK/month

Slovenia — €800/month

Slovakia — €600/month

The following do not qualify:

• any transfers not meeting the aforementioned criteria; or
• one-off transfers intended to simulate salary.

If your Partner Employer changes payroll provider or payment account and does not notify us, payments may not qualify until they inform us directly of such changes.

4. Activating your free Metal Plan

Once you complete the required steps and you receive your first Qualifying Salary payment:

• you will receive confirmation in-app and by email;
• you will be able to claim the Offer in the Revolut app; and
• your monthly subscription fee will be waived throughout the Benefit Period.

You will not be charged for or receive the Metal plan and any associated benefits until we detect a Qualifying Salary payment.

5. Ongoing eligibility

To continue receiving the Offer, you must receive at least one Qualifying Salary payment per calendar month.

We monitor this automatically.

If a salary payment is missed

If we do not detect a qualifying salary payment in a given calendar month:

• we will wait 7 days into the following month before determining that the payment was missed (to allow for payroll delays);
• we will notify you in the Revolut App by push notification and email;
• you will receive and enter a one-month grace period.

During the grace period:

• your Metal Plan remains free;
• you must receive a Qualifying Salary before the end of that grace month to remain eligible.

If a Qualifying Salary is received during the grace period, you will continue to receive the Offer.

6. What happens if your salary stops?

If you do not receive a Qualifying Salary payment during the grace period:

• the Offer will end; and
• your Metal Plan will continue as a paid subscription under the standard Metal fee shown in the Personal Fees (Metal) page, unless you change your Revolut plan or close your account free of charge before the end of the grace period.

We will notify you (both in-app and via email) before any charges begin.

If you remain employed by a Partner Employer and there are appropriate and reasonable reasons why you have not received a Qualifying Salary payment for a period of time, please contact us through the app and we will try and help. However, we reserve the right to bring this Offer to an end.

Downgrading / account closure

In addition to your statutory 14 days withdrawal right, starting at the time you accept the Offer (the full withdrawal notice can be found in the Paid Plan Terms, you may close your account free of charge or downgrade to Standard or another Paid plan at any time before the end of the grace period.

Otherwise, at the end of the grace period, you will remain on the regular Metal monthly Paid Plan and you will start to pay a monthly subscription fee in line with the Paid Plan Terms & the Metal Fees.

We’ll give you an additional 14 days, starting at the end of the grace period, to downgrade or close your account before standard downgrade and cancellation rules apply. If you've already paid your first monthly subscription fee at that time, we'll refund it. However, if you have ordered and received physical card(s) we’ll charge you the applicable card and delivery fees as set out in the Paid Plan Terms.

To downgrade your plan or close the account, you must let us know through the Revolut app or by emailing us at support@revolut.com.

For more information about the standard downgrade and cancellation rules, please see the dedicated section of the Paid Plan Terms.

Leaving the Partner Employer

If you leave the Partner Employer or stop receiving salary from them, you will no longer be eligible for this Offer.

We do not verify employment status. Your eligibility depends on you receiving Qualifying Salary payments from a Partner Employer from their registered payroll account.

7. Partner Employer’s Role

Your employer:

• Is not promoting or providing financial services to you.
• Does not administer your Revolut account.
• Only distributes information about this Offer.

Revolut is solely responsible for providing the Metal Plan and associated benefits.

8. Legal bits and pieces

This Offer is offered to you by the Revolut group entity proving Metal plan in the country where you reside. If you have a complaint about this Offer, you can raise it directly with them. Please see below for the registered addresses of each Revolut group entity and the relevant laws and courts that have jurisdiction to determine any dispute you may have in relation to this Offer.

You can rely on the mandatory consumer protection rules and laws of the country where you live.