Fees

Personal Fees (Standard)

Standard Plan Fees

These fees apply to your Standard Plan from May 2025.

Subscription

  • Free

Top-Up

From bank accounts in Brazil (in BRL):

  • Free

From bank accounts abroad:

  • Free

Please be advised that other banks may charge you a fee for adding money to your Revolut account, and it is your responsibility to bear these fees (if any).

Cards

First Revolut Local Card (dual card):

  • Free for standard delivery.

First Global Revolut Card:

  • Free for standard delivery.

Virtual Revolut Card:

  • Free

Replacement Revolut Cards:

  • Issuance of your replacement card is free in case of stolen, compromised or expired card
  • Issuance of your replacement card in case you lost or damaged your card can be charged. Any applicable fees will be shown in app during the checkout
  • Additional Revolut Cards:

  • Apart from your first 2 free (1 local and 1 global) cards, you can request additional cards for BRL 14.99. This amount excludes shipping, and you can select either standard or express delivery. We will always show the final price in-app during the checkout.
  • Custom Card (design your own card in the Revolut App)

  • The custom card feature is subject to card stock availability.
  • A custom personalised card may be subject to fees which will be shown in-app during the checkout.
  • Withdrawals

    Revolut Card ATM Withdrawals

    • Withdrawals using your Local card at local ATMs (ATMs in Brazil) or using your global card at international ATMs (ATMs outside of Brazil) at up to BRL 1,600 or five withdrawals per rolling month (whichever comes first) are free.
    • Anything over the above limits is charged at 2% of the amount withdrawn or BRL 6.00 (whichever is higher).

    Please note that the ATM provider may still charge you a fee for making an ATM withdrawal.


    Transfers

    Transfers to other Revolut Users:

    • Free

    Other Transfers without currency conversion:

    • A fee will apply for transfers to non Revolut Users based on currency and destination
    • All fees are disclosed to you in the Revolut App prior to making a transaction and more details are in “Currency Transfer Fees” section below.

    Other Transfers with currency conversion:

    A currency conversion transfer occurs when a transfer is made that is not in the local currency of the recipient country (for example, sending USD to the UK).

    • 0.5% fee for all other transfers (local to someone else or international).

    The fair usage limit (BRL 10,000 per month) also applies to this kind of transfer. After that limit, an exchange fair usage fee of 1% applies.

    Card Transfers

    Card transfers will be charged BRL 7.50 + 0.8% of the amount transferred.

    Currency Exchange

    Whenever you make a currency exchange using Revolut, we use simple and transparent pricing:

    • You get the real exchange rate;
    • We add a transparent exchange fee (if one applies); and
    • You see the total cost, including applicable taxes, with no hidden mark-ups or surprises.

    This pricing applies to exchanges in money currencies. We’ve explained it in more detail below.

    BRL to Other Currencies

    Every time you exchange BRL to other currencies, the fees applicable will be:

    • 3.5% IOF (Financial Transaction Tax);
    • 0.6% spread if during business-hours (Monday to Friday, from 9 a.m. to 6 p.m. Brazilian time for USD, and Monday to Friday, from 9 a.m. to 5 p.m. Brazilian time for other foreign currencies); and
    • An additional 0.2% will be charged during non-business hours.

    Other Currencies to BRL

    Every time you exchange to other currencies to BRL, the fees applicable will be:

    • 0.38% IOF (Financial Transaction Tax);
    • 0.6% spread if during business-hours (Monday to Friday, from 9 a.m. to 6 p.m. Brazilian time for USD, and Monday to Friday, from 9 a.m. to 5 p.m. Brazilian time for other foreign currencies); and
    • An additional 0.2% will be charged during non-business hours.

    Between Other Currencies

    The only time you will pay fees when exchanging currencies other than BRL is if you make any exchange on the weekends (thereby incurring the weekend fees) and if you exceed the exchange fair usage limit (BRL 10,000 per month). If you do, you will be charged an exchange fair usage fee on any exchange above the limit.

    Then, when you exchange between Other Currencies, the fees applicable will be:

    • Free of charge during weekdays, limited to BRL 10,000 per month (fair usage limit);
    • 1.0% fee for weekend exchanges, from Friday afternoon to Sunday afternoon (weekend fee); and
    • Additional 0,5% of fair usage fee if you exceed the limit of BRL 10,000 per month.

    In all cases, the rate and any fee (if one applies), will be shown to you separately in the app, along with the total cost, before you make an exchange. You’ll be able to take a look, compare it against our competitors, and decide if you like the overall price or not - we think you will like it.

    Cryptocurrencies

    Whenever you make a cryptocurrency exchange using Revolut, we use our pricing formula that is "rate + fee = total cost".

    The exchange rate we use for crypto is set out in our Cryptocurrency Terms. It is set by us, based on the rate that the crypto exchanges offer us, and is a variable exchange rate (which means it is constantly changing). You can always see the current crypto exchange rate in the Revolut app.

    Crypto Fees

    When you exchange cryptocurrencies, we will charge you the following fees:

    • 1.0% fee of the value of your crypto transaction or the currency equivalent of USD 1, whichever is greater. This fee amount is based on the currency of your residence.

    As always, we will show you the rate, the fee, and the total cost in the Revolut app before you make any exchange.

    Remember, your crypto exchanges count towards your exchange fair usage limit (BRL 10,000/month) of your Standard plan.

    *For fees and charges related to products offered by Revolut Technologies and Revolut Securities SG, please visit the Personal Fees (Standard) page.