Fees

Personal Fees (Standard)

The Personal Fees (Standard) were updated on 28 June 2024 and apply to all Standard plan users who opened their Revolut Account on or after 28 June 2024. Any pricing difference between these terms and the previous terms (see below) will be waived until 8 July 2024.


If you are a Standard plan user who opened your Revolut Account before 28 June 2024, the previous version of the terms (click here) will apply to you until 29 July 2024.

Subscription

Subscription type

Fee

Standard account

A$0

Add money

From

Fee

A$500 add money example

Bank Account

A$0

A$0

Australian Prepaid & Debit Card*

A$0

A$0

Australian Credit & Corporate Card*

Up to 1% of the transaction amount

A$5.00

Foreign Prepaid, Debit, & Credit Card*

Up to 2% of the transaction amount

A$10.00

Foreign Corporate Card*

Up to 2.5% of the transaction amount

A$12.50

*Includes physical cards and card top-ups via Apple Pay and Google Pay.

Cards

Card fees

Card type

Number of cards

Fee

Revolut Card

First Revolut Card

A$0 per card


Delivery fee also applies.

Additional Revolut Card


This includes replacements for lost or stolen cards.

A$8.99 per card


Delivery fee also applies.

Revolut <18 Card

First Revolut <18 Card

A$0

Additional Revolut <18 Card


This includes replacements for lost or stolen cards.

A$8.99 per card


Delivery fee also applies.

Joint Account Card *

First Joint Account Card

A$0

Additional Joint Account Card


This includes replacements for lost or stolen cards.

A$8.99 per card


Delivery fee also applies.

Virtual Revolut Card

Per card

A$0

Single Use Virtual Revolut Card

Per card

A$0

* Your Joint Account Card allowance resets to zero when you open a new Joint account.


Card feature fees

Feature type

Applicable card type

Fee


Card Personalisation

Revolut Card

A$7.99 per card

Revolut <18 Card

A$3.99 per card


Delivery fee

Delivery type

Fee

Standard Delivery

A$4.99 per card

Express Delivery

A$33.99 per card


Spend

ATM withdrawals

ATM withdrawal type

Withdrawals per rolling month

Fee

Revolut Card ATM Withdrawal


Note: the ATM provider may charge a fee for making an ATM withdrawal.

Up to A$350 or 5 ATM withdrawals, whichever occurs first (the Standard ATM Withdrawal Allowance)*

A$0

Any amount over the Standard ATM Withdrawal Allowance*

2% of the value of the ATM withdrawal


Subject to a minimum charge of A$1.50


For example, withdrawing A$100 over the Standard ATM Withdrawal Allowance will incur a A$2 fee.

Revolut <18 Card ATM Withdrawal


Note: the ATM provider may charge a fee for making an ATM withdrawal.

Up to A$70 (the Revolut <18 ATM Withdrawal Allowance)

A$0**

Any amount over the Revolut <18 ATM Withdrawal Allowance

2% of the value of the ATM withdrawal


For example, withdrawing A$100 over the Revolut <18 ATM Withdrawal Allowance will incur a A$2 fee.

* If you have a Joint account, withdrawals from your Joint account are included in your Standard ATM Withdrawal Allowance.

Send

Transfer fees

Transfer type

Fee

Transfers to Revolut users


Note: if the transfer involves an exchange, exchange fees may apply.

A$0

AUD transfers to bank accounts in Australia

A$0

Mobile wallet transfers


Note: intermediary and receiving banks may also impose a charge on the recipient.

Fee varies based on what currency you are sending and where you are sending it.


Fee is disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Standard).*

Transfers made using the “Pay all Fees” feature

Fee varies based on what currency you are sending and where you are sending it.


Fee is disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Standard).*

All other transfers, including:

  • international transfers in the local currency of the recipient country; and
  • transfers in currencies other than the local currency of the recipient country.


For example, sending a payment in GBP to a UK bank account, or sending a payment in AUD to a UK bank account.


Note: intermediary and receiving banks may also impose a charge on the recipient.

Fee varies based on what currency you are sending and where you are sending it.


Fee is disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Standard).*

* If you have a Joint account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint account.

Exchange

When you initiate an exchange in the Revolut app we'll use a variable exchange rate.

You may be charged a percentage based exchange fee, as set out in the tables below.

You will always see the exchange rate and any applicable fees in the Revolut app prior to making a transaction.


Market Hours

Hours

Time

During market hours

Sunday 6:01pm and Friday 4:59pm, New York time


For reference only, Monday 8:01am (AEST) to Saturday 6:59am (AEST)

Outside market hours

Friday 5pm and Sunday 6pm, New York time


For reference only, Saturday 7am (AEST) to Monday 8am (AEST)


Fair usage limits

Type

Exchange limit*

Standard fair usage limit**

Up to A$2,000 per rolling month

Revolut <18 fair usage limit

Up to A$450 per rolling month

* These are combined limits that include all types of exchanges listed below.

** If you have a Joint account, any exchanges from your Joint account are included in your Standard Exchange Allowance.


Standard Account Exchange Fees

Exchange type

Amount

Time

Fee

A$500 example

Fiat currencies

Up to the Standard Fair Usage Limit

During market hours

A$0

A$0

Outside market hours

1% of the value of the exchange

A$5

Over the Standard Fair Usage Limit

During market hours

0.5% of the value of the exchange

A$2.50

Outside market hours

1.5% of the value of the exchange

A$7.50

Precious metals

Up to the Standard Fair Usage Limit

Any time

1.99% of the value of the exchange.


Subject to a A$1.99 minimum fee.

A$9.95

Over the Standard Fair Usage Limit

Any time

2.49% of the value of the exchange.


Subject to a A$1.99 minimum fee.

A$12.45


Standard Account Cryptocurrency Exchange Fee

The cryptocurrency exchange fee you’re charged is based on the combined volume of cryptocurrency purchases and sales you make over a 30 day rolling basis.


This following transactions are excluded from total purchase and sales:

  • Exchanges between commodities and crypto assets; and
  • Cashback and spare change round ups.


If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.

Crypto Spend Tiers

(denominated in AUD)

Fair usage limit

Fee*

A$500 example

A$0 - A$99,999.99

Up to the Standard Fair Usage Limit

1.49%

A$7.45

Over the Standard Fair Usage Limit

1.99%

A$9.95

A$100,000 - A$200,000

Up to the Standard Fair Usage Limit

1.29%

A$6.45

Over the Standard Fair Usage Limit

1.79%

A$8.95

A$200,000 - A$500,000

Up to the Standard Fair Usage Limit

0.99%

A$4.95

Over the Standard Fair Usage Limit

1.49%

A$7.45

A$500,000 - A$1m

Up to the Standard Fair Usage Limit

0.49%

A$2.45

Over the Standard Fair Usage Limit

0.99%

A$4.95

A$1m and above

Up to the Standard Fair Usage Limit

0.19%

A$0.95*

Over the Standard Fair Usage Limit

0.69%

A$3.45

* Subject to a A$1.99 minimum fee.


Revolut <18 Account Exchange Fees

Exchange type

Amount

Time

Fee*

A$500 example

Non-AUD Revolut <18 Card transactions

Up to the Revolut <18 Fair Usage Limit

During market hours

A$0

A$0

Outside market hours

0.5% of the value of the exchange

A$2.50

Over the Revolut <18 Fair Usage Limit

During market hours

1% of the value of the exchange

A$5.00

Outside market hours

1.5% of the value of the exchange

A$7.50