Fees

Personal Fees

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Subscription

Subscription fee

A$0

Add money

From debit/credit cards issued in Australia

A$0

If you add money from a card issued from outside of Australia or a corporate card, we may charge a fee of up to 3% of the transaction amount.

From bank accounts in Australia

A$0

If you add money from a bank account outside of Australia an intermediary bank may impose a charge.


Card

First Revolut Card

A$0


First Revolut <18 Card

A$0 (unless your first Revolut <18 Card is a personalised card, where fees will apply)

A delivery fee applies as set out below. 


Card Personalisation

This feature allows your nominated Revolut <18 user to design a card in the Revolut app (Personalised Card).


Revolut <18 User

A$3.99 (for each Personalised Card)


Personalised Cards are subject to card stock availability. This feature is also subject to the annual card issuance limit as set out in the Additional Cards below. Personalised Cards ordered beyond the card issuance limit will be charged a fee of A$8.99 per card.


Special Edition Card

The price per Special Edition Card varies depending on the type of Special Edition Card. Please see the relevant Special Edition Card Promotion Page for more information.


Special Edition Card Promotion Pages can be found here.


This feature is subject to card stock availability.


A delivery fee applies as set out below.

Additional Cards (including Revolut <18 Cards)

A$8.99 for any additional cards you order after your first Revolut Card or Revolut <18 Card (including any replacements for lost or stolen cards).


This fee applies in addition to any fees charged for card personalisation but does not apply to Special Edition Cards, which are subject to their own terms (please see above).


A delivery fee also applies as set out below.

Delivery Charge for Revolut Cards (Including Revolut <18 Cards)

A$9.99 for standard delivery

A$33.99 for express delivery


Virtual Revolut Cards

A$0

Spend

Revolut Card ATM Withdrawals

  • ATM withdrawals up to A$350 (or currency equivalent) per each monthly billing cycle at no cost (the Standard ATM Withdrawal Allowance).
  • ATM withdrawals over the Standard ATM Withdrawal Allowance will incur a fee of 2% of the value of the ATM withdrawal.

You can find your remaining Standard ATM Withdrawal Allowance for the current monthly billing cycle displayed in the Revolut app at any time.

Please note that the ATM provider may still charge a fee to you for making an ATM withdrawal.

Revolut <18 Card ATM Withdrawals

  • ATM withdrawals up to A$70 (or currency equivalent) per each monthly billing cycle at no cost (the Revolut <18 ATM Withdrawal Allowance).
  • ATM withdrawals over the Revolut <18 ATM Withdrawal Allowance will incur a fee of 2% of the value of the ATM withdrawal.

You can find your remaining Revolut <18 ATM Withdrawal Allowance for the current monthly billing cycle displayed cycle in the Revolut app (but not the Revolut <18 app) at any time.

Please note that the ATM provider may still charge you a fee for an ATM withdrawal.

Send

Transfers to other Revolut Users

A$0

AUD Transfers to Bank Accounts in Australia

A$0


Note that the intermediary bank or receiving bank may impose a charge on the recipient.

Foreign Currency Transfers to Bank Accounts and AUD Transfers to Bank Accounts outside of Australia

A fee applies for transfers of foreign currency to any bank account and for transfers of AUD to bank accounts outside of Australia. These fees are calculated in real time and depend on what currency you are sending and where you are sending it to.

These fees are disclosed to you in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section.

Note that intermediary and receiving banks may also impose a charge on the recipient.

Exchange

Whenever you make any exchange (including cryptocurrency or bullion exchanges) in the Revolut app, we'll use an exchange rate based on our market data, which is based on official exchange market rates. There is more information about our currency exchange rate in our Personal Terms, our cryptocurrency exchange rate in our Crypto Terms and our bullion exchange rate in our Precious Metals Terms.

The exchange rates we offer do not include any fees within the rate of exchange. Rather, we apply a separate percentage-based fee as set out below, which is shown separately in the Revolut app whenever you make an exchange.

EXCHANGE FEES


THB and UAH

  • Standard customers: 1.0%

Any other currency not listed above

  • Standard customers: No fee (0%)

Cryptocurrencies

  • Standard customers: 2.5%

Precious Metals

  • Standard customers: 1.5%


The highest fees relevant to your conversion will apply. For example, for a conversion between AUD and THB during exchange market hours, we will apply the fee that applies to THB (1%), not the fee for AUD (0%).

FEES APPLICABLE OUTSIDE EXCHANGE MARKET HOURS

An additional fee may apply to transactions made outside of exchange market hours. A transaction will be outside of exchange market hours if it is made between Friday 5pm (New York time) and Sunday 6pm (New York time), which is a U.S. based time zone. For reference only, without taking into account daylight savings, the equivalent time period in Australia is approximately Saturday 7am (AEST) to Monday 8am (AEST).

You will be able to see the relevant exchange rate and the total of any applicable fees prior to transacting. This is not available for Revolut <18 users.

THB and UAH

  • Standard customers: 1.0%

Any other currency not listed above

  • Standard customers: 1.0%

HIGH-FREQUENCY FEES

Additional fees will also apply for high-frequency Revolut <18 users and high-frequency Standard customers.

HIGH-FREQUENCY REVOLUT <18 USERS

A high-frequency Revolut <18 user is someone who:

  • is a Revolut <18 user; and
  • has made over the equivalent of A$450 of card transactions denominated in a currency other than Australian Dollars per monthly billing cycle (the Revolut <18 Allowance).

For a high-frequency Revolut <18 user a higher fee of 0.5% shall apply only to any aggregate amount transacted over the Revolut <18 Allowance. You can find your remaining Revolut <18 Allowance for the current monthly billing cycle displayed in the Revolut app at any time.

HIGH FREQUENCY STANDARD CUSTOMERS

A high-frequency Standard customer is someone who:

  • is a Standard customer (not a Premium or Metal user); and
  • has exchanged more than A$9,000 (or the equivalent in a different currency) per each monthly billing cycle (the Standard Exchange Allowance).

For a high-frequency Standard customer an additional fee of 0.5% shall apply only to any aggregate amount exchanged over the Standard Exchange Allowance. You can find your remaining Standard Exchange Allowance for the current monthly billing cycle displayed in the Revolut app at any time.