Promotion terms

Revolut Australia Choose Your Category Promotion Terms

Terms and Conditions

Welcome to the Revolut Australia Choose Your Category Promotion (the “Promotion”), offered by Revolut Payments Australia Pty Ltd (ABN 21 634 823 180) (“Revolut”, “we”, “our” or “us”).


The terms and conditions of the Promotion are set out below. These terms and conditions apply in addition to any other terms and conditions that apply to you as a customer of Revolut, including the Personal Terms, and the Fees and Charges Sections.


Promotion Periods

The Promotion will run for a total of 28 days, starting on the day you become an Eligible Customer and continuing for 27 days after that point (the “Promotion Period”).


What is the Promotion?

The Promotion is the opportunity for Eligible Customers to select a Spend Category and earn up to 5% cashback on all Eligible Transactions made at Qualifying Merchants within the selected Spend Category during the Promotion Period.


The total cashback Eligible Customers can earn for any single Eligible Transaction is capped at $2.00. This means that even if the value of a single Eligible Transaction exceeds $40, the cashback award will remain capped at $2.00.


The total cashback Eligible Customers can earn during the Promotion Period is capped at $30.00. This means that even if the cumulative value of multiple Eligible Transactions exceeds $600.00, the cashback award will remain capped at $30.00.


What is a cashback boost?

After an Eligible Customer completes their first Eligible Transaction, they may receive a follow-up communication from Revolut offering the opportunity to boost their cashback percentage to 10% on all subsequent Eligible Transactions (the “Boosted Cashback Offer”).


In order to activate the Boosted Cashback Offer, the Eligible Customer must first add a total of $400 into their Revolut account.


For the avoidance of doubt, if you did not receive a follow-up communication from Revolut regarding the Boosted Cashback Offer, you will continue to receive the standard 5% cashback on all Eligible Transactions.


The total cashback Eligible Customers can earn for any single Eligible Transaction will remain capped at $2.00, and the total cashback Eligible Customers can earn during the Promotion Period remains capped at $30.00.


Who is eligible to participate in the Promotion?

To participate in the Promotion, you must be an Eligible Customer of Revolut.


An “Eligible Customer” is defined as a customer that has:

  • personally received communications from Revolut inviting you to participate in the Promotion;
  • passed Revolut ‘Know Your Customer’ checks and been onboarded;
  • an active Revolut Standard, Premium or Metal account; and
  • not previously closed a Revolut account or had an account become suspended or restricted.


What are the Spend Categories?

When an Eligible Customer receives communications from Revolut inviting them to participate in the Promotion, they will be prompted to select from one of three Spend Categories.


For the purpose of this Promotion, the three Spend Categories are:

  • Supermarkets;
  • Restaurants; and
  • Travel.


What is a Qualifying Merchant?

For the purpose of this Promotion, a Qualifying Merchant is a merchant whose merchant category code (“MCC”) designation is listed in Appendix A below.


Revolut is not responsible for designating MCCs and has no control over the same. You acknowledge and agree that we are not responsible for providing you with any advice on whether a purchase made is/will be with a Qualifying Merchant and/or regarding MCC codes.


What is an Eligible Transaction?

For the purpose of the Promotion, an “Eligible Transaction” is a physical or virtual Revolut Card transaction made at a Qualifying Merchant during the Promotion Period.


For the avoidance of doubt, a Revolut Card transaction means you use your Revolut physical or virtual card to purchase genuine goods and/or services from a Qualifying Merchant by entering the details of your Revolut physical or virtual card into their payment processing system. The purchase of gift cards or vouchers are examples of transactions which do not qualify as Eligible Transactions.


When will I receive my cashback?

Revolut will credit the cashback into your Revolut account within ten (10) business days after the end of the Promotion Period.


What else should I know?

Revolut reserves the right to change, modify and/or supplement these Terms and Conditions at any time during the Promotion Period. If we exercise this right in a way that is detrimental to you in your capacity as an Eligible Customer, we will notify you directly. In all other instances we will try to give advance notice on our website. Please contact Customer Support if you believe you qualify for a particular benefit in relation to the Promotion that has not been awarded to you as a result of this early suspension or termination.


If a Revolut Card transaction is subsequently reversed or declined at any time (either during or after the Promotion Period) then that payment will not be counted towards the cashback total (please note that we may debit any cashback you have already received from your Revolut account).


If you close your Revolut account or your account becomes suspended or restricted before you receive any cashback under this Promotion, then you will no longer be entitled to receive any such cashback and it will not be paid to you.


If we have reasonable grounds to believe that you have engaged in any fraud or material abuse of this Promotion (such as for example attempting to obtain an unfair advantage through deception) we may in our sole discretion take any actions we see fit in the circumstances.


The Promotion cashback is in addition to the regular cashback earned by Metal customers for spending with their Revolut card.


Any disputes arising out of or in connection with these terms can be dealt with by the Courts of the State of Victoria.


Appendix A - Qualifying MCC Designations

Spend Category: Supermarkets

MCC 5411 (GROCERY STORES AND SUPERMARKETS);


Spend Category: Restaurants

MCC 5812 (RESTAURANTS OR EATING PLACES);

MCC 5814 (FAST FOOD RESTAURANTS);

MCC 5813 (ALCOHOLIC BEVERAGES DRINKING PLACES - BARS NIGHTCLUBS ETC); and

MCC 5811 (CATERERS).


Spend Category: Travel

MCC 5541 (GAS/SERVICE STATIONS WITH/WITHOUT ANCILLARY SERVICES);

MCC 4111 (LOCAL/SUB COMMUTER PSGR TRNP, INCL FERRIES OR WATER TRNP);

MCC 4121 (TAXICABS OR LIMOUSINES);

MCC 7523 (AUTOMOBILE PARKING OR PARKING LOTS);

MCC 4112 (PASSENGER RAILWAYS );

MCC 4131 (BUS LINES, INCLUDING CHARTERS, TOUR BUSES);

MCC 4789 (TRANSPORTATION SERVICES (NEC));

MCC 4784 (TOLLS, ROAD AND BRIDGE FEES);

MCC 5542 (AUTOMATED FUEL DISPENSERS);

MCC 4215 (COURIER SERVICES-AIR OR GROUND, FREIGHT);

MCC 7512 (CAR RENTAL AGENCIES);

MCC 5983 (FUEL DEALERS-FUEL,OIL,WOOD,COAL,LIQUE);

MCC 7542 (CAR WASHES);

MCC 5533 (AUTOMOTIVE PARTS, ACCESSORIES STORES);

MCC 7538 (AUTOMOTIVE SERVICE SHOPS (NON-DEALER));

MCC 5940 (BICYCLE SHOPS -- SALES AND SERVICE );

MCC 4582 (AIRPORTS, AIRPORT TERMINALS OR FLYING FIELDS);

MCC 5511 (AUTO/TRUCK DEALERS NEW/USED SALE REPAIR PARTS & LEASE);

MCC 5172 (PETROLEUM AND PETROLEUM PRODUCTS);

MCC 4411 (CRUISE OR STEAMSHIP LINES);

MCC 4214 (MOTOR FREIGHT CARRIERS, TRUCK-LOCAL/LONG);

MCC 4011 (RAILROADS);

MCC 5532 (AUTOMOTIVE TIRE STORES);

MCC 5013 (MOTOR VEHICLE SUPPLIES AND NEW PARTS);

MCC 5571 (MOTORCYCLE DEALERS);

MCC 7519 (RECREATIONAL VEHICLE RENTALS OR MOTOR HOME RENTALS);

MCC 4457 (BOAT RENTALS AND LEASES);

MCC 3389 (AVIS RENT-A-CAR);

MCC 7531 (AUTOMOTIVE BODY REPAIR SHOPS);

MCC 3355 (SIXT CAR RENTAL);

MCC 3374 (ACCENT RENT-A-CAR);

MCC 3380 (TRIANGLE RENT A CAR);

MCC 3388 (MERCHANTS RENT-A-CAR);

MCC 3441 (ADVANTAGE RENT-A-CAR);

MCC 3381 (EUROP CAR);

MCC 5599 (AUTOMOTIVE DEALERS);

MCC 5521 (AUTOMOBILE AND TRUCK DEALERS (USED ONLY));

MCC 7513 (RENTALS -- TRUCKS, TRAILERS OR UTILITY TRAILERS);

MCC 3405 (ENTERPRISE RENT-A-CAR);

MCC 7534 (TIRE RETREADING AND REPAIR SHOPS);

MCC 8675 (AUTOMOBILE ASSOCIATIONS);

MCC 5561 (RECREATIONAL & UTILITY TRAILERS, CAMPER DEALERS);

MCC 3357 (HERTZ RENT-A-CAR);

MCC 5551 (BOAT DEALERS);

MCC 3351 (AFFILIATED AUTO RENTAL);

MCC 5271 (MOBILE HOME DEALERS);

MCC 7549 (TOWING SERVICES);

MCC 7535 (AUTOMOTIVE PAINT SHOPS);

MCC 3366 (BUDGET RENT-A-CAR);

MCC 3395 (THRIFTY RENT-A-CAR);

MCC 5592 (MOTOR HOME DEALERS);

MCC 3387 (ALAMO RENT-A-CAR);

MCC 3390 (DOLLAR RENT-A-CAR);

MCC 3364 (AGENCY RENT-A-CAR);

MCC 3435 (VALUE RENT-A-CAR);

MCC 3393 (NATIONAL CAR RENTAL);

MCC 3412 (A-1 RENT-A-CAR);

MCC 5598 (SNOWMOBILE DEALERS);

MCC 3409 (GENERAL RENT-A-CAR);

MCC 3386 (SHOWCASE RENTAL CARS);

MCC 3359 (PAYLESS CAR RENTAL);

MCC 3352 (AMERICAN INTERNATIONAL);

MCC 3368 (HOLIDAY RENT-A-CAR);

MCC 3400 (AUTO HOST CAR RENTALS);

MCC 3370 (RENT-A-WRECK);

MCC 3438 (INTERENT RENT-A-CAR);

MCC 3391 (EUROPE BY CAR);

MCC 3360 (SNAPPY CAR RENTAL);

MCC 3432 (RESERVE RENT-A-CAR);

MCC 3354 (ACTION AUTO RENTAL);

MCC 7511 (TRUCK STOP TRANSACTIONS);

MCC 3353 (BROOKS RENT-A-CAR);

MCC 3376 (AJAX RENT-A-CAR);

MCC 3398 (ECONO-CAR RENT-A-CAR);

MCC 3423 (AVCAR RENT-A-CAR);

MCC 3361 (AIRWAYS RENT-A-CAR);

MCC 3427 (AVON RENT-A-CAR);

MCC 3425 (AUTOMATE RENT-A-CAR );

MCC 3436 (AUTOHANSA RENT-A-CAR); and

MCC 3420 (ANSA INTL RENT-A-CAR).