Fees

Personal Fees (Premium)

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For existing customers, these terms are effective from 23 January 2023. For new customers who sign up to Revolut before that date, these terms are effective immediately but the pricing changes will be waived until 23 January 2023.


Subscription

Subscription fee

Subscription type

Fee

Paid monthly

A$9.99 per month

Paid annually

A$99


Add money

From a card*

Card type

Fee

Prepaid / Debit Cards issued in Australia

A$0

Credit / Corporate Cards issued in Australia

Up to 1% of the transaction amount

Prepaid / Debit / Credit Cards issued outside of Australia

Up to 2% of the transaction amount

Corporate Cards issued outside of Australia

Up to 2.5% of the transaction amount

*Includes physical cards and card top-ups via Apple Pay and Google Pay.


From a bank

Bank account type

Fee

Bank accounts in Australia

A$0


Cards

Card fees

Card type

Number of cards

Fee

Revolut Card*

First Revolut Card

A$0

Second Revolut Card

A$0

Additional Revolut Card(s)**


This includes any replacements for lost or stolen cards, but not Special Edition Cards.

A$24.99 per card

Revolut <18 Card

First Revolut <18 Card

A$0

Second Revolut <18 Card

A$0

Additional Revolut <18 Card(s)**


This includes any replacements for lost or stolen cards, but not Special Edition Cards.

A$24.99 per card

Virtual Revolut Card

Per card

A$0

Disposable Virtual Revolut Card

Per card

A$0

Special Edition Card

Per card

The price per Special Edition Card varies.


Please see the Special Edition Card Terms for more information.

* Your Revolut Card can be a Premium Card or a Standard Card.

** You and your nominated Revolut <18 user can each order one additional card at no cost every year after your initial 12 month subscription term (excluding Special Edition Cards).


Card feature fees

Feature type

Applicable card type

Fee

Card Personalisation

Revolut Card

A$0


Please see the Personalised Card Terms for more information.

Revolut <18 Card

A$0


Please see the Personalised Card Terms for more information.


Delivery fee

Delivery type

Fee

Express Delivery

A$0


Spend

ATM withdrawals

AMT withdrawal type

Withdrawal amount / frequency

Fee

Revolut Card ATM Withdrawal

Up to A$700 per monthly billing cycle (the Premium ATM Withdrawal Allowance)*

A$0**

Any amount over the Premium ATM Withdrawal Allowance

2% of the value of the ATM withdrawal**

Revolut <18 Card ATM Withdrawal

Up to A$70 per monthly billing cycle (the Revolut <18 ATM Withdrawal Allowance)

A$0**

Any amount over the Revolut <18 ATM Withdrawal Allowance

2% of the value of the ATM withdrawal**

* You can find your remaining Premium ATM Withdrawal Allowance for the current monthly billing cycle displayed in the Revolut app at any time.

** Please note that the ATM provider may still charge a fee to you for making an ATM withdrawal.


Send

Transfer type

Fee

Transfers to other Revolut users

A$0

AUD transfers to bank accounts in Australia

A$0*

International transfers in the local currency of the recipient country


For example, sending a payment in GBP to a UK bank account.

Fees apply.*


These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to.


These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Premium).

Transfers in currencies other than the local currency of the recipient country


For example, sending a payment in AUD to a UK bank account.

Fees apply.*


These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to.


These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Premium).

* Please note that intermediary and receiving banks may also impose a charge on the recipient.

Exchange

When you initiate an exchange in the Revolut app, we'll use a variable exchange rate. More information about the currency exchange rate can be found in our Personal Terms, the cryptocurrency exchange rate in our Crypto Terms and the bullion exchange rate in our Precious Metals Terms.

The exchange rates we offer do not include any fees within the rate of exchange. Rather, we apply a separate percentage-based fee (as set out below), which is shown separately in the Revolut app whenever you make an exchange.

EXCHANGE FEES

Exchange type

User type

Exchange amount

Fee

Fiat Currencies*


(excluding THB and UAH)

Premium Customer

Up to A$20,000 per monthly billing cycle (the Premium Exchange Allowance)

A$0

Any amount over the Premium Exchange Allowance

0.5% of the value of the exchange

THB and UAH

Premium Customer

Any amount

1% of the value of the exchange

Revolut <18 Card transactions in a currency other than AUD

Revolut <18 User

Up to the equivalent of A$450 per monthly billing cycle (the Revolut <18 Card Exchange Allowance)

A$0

Any amount over the Revolut <18 Card Exchange Allowance

0.5% of the value of the exchange

Cryptocurrencies


(feature not available to Revolut <18 Users)

Premium Customer

Any amount

1.49% of the value of the exchange

Precious Metals


(feature not available to Revolut <18 Users)

Premium Customer

Any amount

0.50% of the value of the exchange

* The highest fees relevant to your conversion will apply. For example, a conversion within the Premium Exchange Allowance between AUD and THB executed during exchange market hours, we will apply the fee that applies to THB (1%), not the fee for AUD (0%).


Exchange fees applicable outside exchange market hours

An additional fee will apply to fiat currency exchanges made outside of exchange market hours. An exchange will be outside of exchange market hours if it is made between Friday 5pm (New York time) and Sunday 6pm (New York time), which is a U.S. based time zone. For reference only, without taking into account daylight savings, the equivalent time period in Australia is approximately Saturday 7am (AEST) to Monday 8am (AEST).

Exchange type

Exchange amount

Fee

Fiat currencies

Any amount

1% of the value of the exchange


Cancellation and Variation

Cancellation and variation fees

Cancellation period

Subscription paid monthly

Subscription paid Annually

Within 14 days

  • Full refund of your subscription fee.
  • If we sent you a Premium Card, we’ll charge you for the cost of the card and express delivery.*
  • Full refund of your subscription fee.
  • If we sent you a Premium Card, we’ll charge you for the cost of the card and express delivery.*

Between 14 days and 10 months

  • No refund for amounts already paid.
  • You must pay the subscription for the month in which you cancel or downgrade your subscription.
  • You’ll be charged an administration fee for early cancellation which is equivalent to two monthly payments of the subscription fee.
  • No refund for amounts already paid.
  • No early cancellation administration fee.

More than 10 months

  • No refund for amounts already paid.
  • You must pay the subscription for the month in which you cancel or downgrade your subscription.
  • No early cancellation administration fee.
  • No refund for amounts already paid.
  • No early cancellation administration fee.

* The cost of a Premium Card is A$24.99, and the cost of express delivery is A$33.99.