Fees

Personal Fees (Premium)

Subscription

Subscription type

Payment frequency

Fee

Premium Account Annual Subscription

Monthly

A$11.99

Annually

A$119

Add money

From

Fee

A$500 add money example

Bank Account

A$0

A$0

Australian Prepaid & Debit Card*

A$0

A$0

Australian Credit & Corporate Card*

Up to 1% of the transaction amount

A$5.00

Foreign Prepaid, Debit, & Credit Card*

Up to 2% of the transaction amount

A$10.00

Foreign Corporate Card*

Up to 2.5% of the transaction amount

A$12.50

*Includes physical cards and card top-ups via Apple Pay and Google Pay.

Cards

Card fees

Card type*

Number of cards

Fee

Revolut Card

First Revolut Card

A$0

Second Revolut Card

A$0

Additional Revolut Card


This includes replacements for lost or stolen cards but it does not include Special Edition Cards.

A$24.99 per additional Card


After your initial 12 month subscription term you will be entitled to an additional card at A$0 every 12 month period

Revolut Credit Card

First Revolut Card

A$0

Additional Revolut Card

A$24.99 per additional Card


After your initial 12 month subscription term you will be entitled to an additional card at A$0 every 12 month period

Revolut – Kids & Teens Card

First Revolut – Kids & Teens Card (per Revolut - Kids & Teens Account)

A$0

Joint Account Card**

First Joint Account Card

A$0

Additional Joint Account Card


This includes replacements for lost or stolen cards.

A$24.99 per additional Card


After your initial 12 month subscription term you will be entitled to an additional card at A$0 every 12 month period

Virtual Revolut Card

Per card

A$0

Single Use Virtual Revolut Card

Per card

A$0

* Your Revolut Cards can be a Premium Cards, Plus Cards or a Standard Cards.

** Your Joint Account Card allowance resets to zero when you open a new Joint Account.


Card feature fees

Feature type

Applicable card type

Fee

Card Personalisation

Revolut Card

A$0

Revolut – Kids & Teens Card

A$0


Delivery fee

Delivery type

Fee

Express Delivery

A$0


Spend

ATM withdrawals

ATM withdrawal type

Withdrawals per monthly billing cycle

Fee

Revolut Card ATM Withdrawal


Note: the ATM provider may still charge a fee to you for making an ATM withdrawal.

Up to A$700 (the Premium ATM Withdrawal Allowance)*

A$0

Any amount over the Premium ATM Withdrawal Allowance*

2% of the value of the ATM withdrawal**


Subject to a minimum charge of A$1.50


For example, withdrawing A$100 over the Premium ATM Withdrawal Allowance will incur a A$2 fee.

Revolut – Kids & Teens Card ATM Withdrawal


Note: the ATM provider may still charge a fee to you for making an ATM withdrawal.

Up to A$250 (the Revolut – Kids & Teens ATM Withdrawal Allowance)

A$0

Any amount over the Revolut – Kids & Teens ATM Withdrawal Allowance

2% of the value of the ATM withdrawal


For example, withdrawing A$100 over the Revolut – Kids & Teens ATM Withdrawal Allowance will incur a A$2 fee.

* If you have a Joint Account, withdrawals from your Joint Account are included in your Premium ATM Withdrawal Allowance.

If you have a Credit Account, any cash advance transactions you make via an ATM withdrawal will count towards your Premium ATM Withdrawal Allowance. Cash advances from Credit Account are subject to additional fees to those listed above. See our Credit Card Fees page for more details.

Send

Transfer type

Fee

Transfers to Revolut users


Note: if the transfer involves an exchange, exchange fees may apply.

A$0

AUD transfers to bank accounts in Australia

A$0

Mobile wallet transfers


Note: intermediary and receiving banks may also impose a charge on the recipient.

Fee varies based on what currency you are sending and where you are sending it to.


Fee is disclosed in the Revolut app prior to making a transaction and in the Currency Transfer Fees Section (Premium).*

Transfers made using the “Pay all Fees” feature

Fee varies based on what currency you are sending and where you are sending it to.


Fee is disclosed in the Revolut app prior to making a transaction and in the Currency Transfer Fees Section (Premium).*

All other transfers, including:

  • international transfers in the local currency of the recipient country; and
  • transfers in currencies other than the local currency of the recipient country.


For example, sending a payment in GBP to a UK bank account, or sending a payment in AUD to a UK bank account.


Note: intermediary and receiving banks may also impose a charge on the recipient.

Fee varies based on what currency you are sending and where you are sending it to.


Fee is disclosed in the Revolut app prior to making a transaction and in the Currency Transfer Fees Section (Premium).*

* If you have a Joint Account, the fees associated with fiat currency transfers from your individual account also apply to fiat currency transfers made from your Joint Account and/or your Revolut Credit Card.

Exchange

When you initiate an exchange in the Revolut app or complete any other card transaction (including credit card transactions) that require us to convert currency, we'll use a variable exchange rate.

You may also be charged a percentage based exchange fee.

If you initiate an exchange in the Revolut app, you will always see the exchange rate and any applicable fees prior to making a transaction.

Fair usage limits

Type

Exchange limit*

Premium fair usage limit**

Up to A$20,000 per monthly billing cycle

Revolut – Kids & Teens fair usage limit

No Limit per monthly billing cycle

* These are combined limits that include all types of exchanges listed below.

** Any exchanges from a Joint Account or Credit Account (to the extent applicable) will be included in your Premium fair usage limit.


Premium Account Exchange Fees

Exchange type

Amount

Fee

A$500 example

Fiat currencies

Up to the Premium Fair Usage Limit

A$0

A$0

Over the Premium Fair Usage Limit

0.5% of the value of the exchange

A$2.50

Precious metals

Up to the Premium Fair Usage Limit

0.49% of the value of the exchange.


Subject to a A$1.99 minimum fee.

A$2.45

Over the Premium Fair Usage Limit

0.99% of the value of the exchange.


Subject to a A$1.99 minimum fee.

A$9.95


Premium Account Cryptocurrency Exchange Fee

The cryptocurrency exchange fee you’re charged is based on the combined volume of cryptocurrency purchases and sales you make over a 30 day rolling basis.


The following transactions are excluded from total purchase and sales:

  • exchanges between commodities and crypto assets; and
  • spare change round ups.


If you make an exchange that results in you moving up to a new fee tier, the fee that applies to that exchange will be the fee of the tier you are currently on, not the lower fee that applies to the new tier.

Crypto Spend Tiers

(denominated in AUD)

Fair usage limit

Fee*

A$500 example

A$0 - A$99,999.99

Up to the Premium Fair Usage Limit

0.99%

A$4.95

Over the Premium Fair Usage Limit

1.49%

A$7.45

A$100,000 - A$200,000

Up to the Premium Fair Usage Limit

0.79%

A$3.95

Over the Premium Fair Usage Limit

1.29%

A$6.45

A$200,000 - A$500,000

Up to the Premium Fair Usage Limit

0.49%

A$2.45

Over the Premium Fair Usage Limit

0.99%

A$4.95

A$500,000 - A$1m

Up to the Premium Fair Usage Limit

0.19%

A$0.95

Over the Premium Fair Usage Limit

0.69%

A$3.45

A$1m and above

Up to the Premium Fair Usage Limit

0.09%

A$0.45

Over the Premium Fair Usage Limit

0.59%

A$2.95


Revolut – Kids & Teens Account Exchange Fees

Exchange type

Amount

Fee*

A$500 example

Non-AUD Revolut – Kids & Teens Card transactions

Within the Revolut – Kids & Teens Fair Usage Limit

A$0

A$0


Cancellation and Variation

Cancellation and variation costs

Cancellation period

Monthly Subscription

Annual Subscription

1st to 4th month

  • No refund for amounts already paid.
  • You must pay the subscription for the required 2 month notice period.
  • Your plan will continue until the end of the notice period.
  • No refund for amounts already paid.
  • Your plan will continue until the end of the annual period that you have paid for.

5th month

  • No refund for amounts already paid.
  • You must pay the subscription for the required 1 month notice period.*
  • Your plan will continue until the end of the notice period.
  • No refund for amounts already paid.
  • Your plan will continue until the end of the annual period that you have paid for.

After the 6th month

  • No refund for amounts already paid.
  • Your plan will continue until the end of the month in which you cancel.
  • No refund for amounts already paid.
  • Your plan will continue until the end of the annual period that you have paid for.

After the 12th month

  • No refund for amounts already paid.
  • Your plan will continue until the end of the month in which you cancel.
  • Your plan will continue until the end of the month in which you cancel.
  • You will receive a refund for any remaining months of your annual subscription.

*Please see the Paid Plan Terms for more information on notice periods. During a notice period you will continue to receive the benefits of your subscription.