For existing customers, these terms are effective from 23 January 2023. For new customers who sign up to Revolut before that date, these terms are effective immediately but the pricing changes will be waived until 23 January 2023.
Subscription
Subscription fee
Subscription type | Fee |
Paid monthly | A$24.99 per month |
Paid annually | A$225 |
Add money
From a card*
Card type | Fee |
Prepaid / Debit Cards issued in Australia | A$0 |
Credit / Corporate Cards issued in Australia | Up to 1% of the transaction amount |
Prepaid / Debit / Credit Cards issued outside of Australia | Up to 2% of the transaction amount |
Corporate Cards issued outside of Australia | Up to 2.5% of the transaction amount |
*Includes physical cards and card top-ups via Apple Pay and Google Pay.
From a bank
Bank account type | Fee |
Bank accounts in Australia | A$0 |
Cards
Card fees
Card type | Number of cards | Fee |
Revolut Card | First Revolut Card* | A$0 |
Second Revolut Card** | A$0 | |
Additional Revolut Metal Card(s) This includes any replacements for lost or stolen cards, but not Special Edition Cards. | A$79.99 per card | |
Additional Revolut Non-Metal Card(s)*** This includes any replacements for lost or stolen cards, but not Special Edition Cards. | A$24.99 per card | |
Revolut <18 Card | First Revolut <18 Card | A$0 |
Second Revolut <18 Card | A$0 | |
Additional Revolut <18 Card(s)*** This includes any replacements for lost or stolen cards, but not Special Edition Cards. | A$24.99 per card | |
Virtual Revolut Card | Per card | A$0 |
Disposable Virtual Revolut Card | Per card | A$0 |
Special Edition Card | Per card | The price per Special Edition Card varies. Please see the Special Edition Card Terms for more information. |
* Your first Revolut Card can be a Metal Card, Premium Card, or a Standard Card.
** Your second Revolut Card can be a Metal Card, Premium Card or a Standard Card, unless your first Revolut Card was a Metal Card. You are only entitled to one Revolut Metal Card at no cost.
*** You and your nominated Revolut <18 user can each order one additional card at no cost every year after your initial 12 month subscription term (excluding Revolut Metal Cards and Special Edition Cards). Revolut Metal Cards are not available to Revolut <18 users.
Card feature fees
Feature type | Applicable card type | Fee |
Card Personalisation | Revolut Card | A$0 Please see the Personalised Card Terms for more information. |
Revolut <18 Card | A$0 Please see the Personalised Card Terms for more information. |
Delivery fee
Delivery type | Fee |
Express Delivery | A$0 |
Spend
ATM withdrawals
AMT withdrawal type | Withdrawal amount / frequency | Fee |
Revolut Card ATM Withdrawal | Up to A$1,400 per monthly billing cycle (the Metal ATM Withdrawal Allowance)* | A$0** |
Any amount over the Metal ATM Withdrawal Allowance | 2% of the value of the ATM withdrawal** | |
Revolut <18 Card ATM Withdrawal | Up to A$70 per monthly billing cycle (the Revolut <18 ATM Withdrawal Allowance) | A$0** |
Any amount over the Revolut <18 ATM Withdrawal Allowance | 2% of the value of the ATM withdrawal** |
* You can find your remaining Metal ATM Withdrawal Allowance for the current monthly billing cycle displayed in the Revolut app at any time.
** Please note that the ATM provider may still charge a fee to you for making an ATM withdrawal.
Send
Transfer type | Fee |
Transfers to other Revolut users | A$0 |
AUD transfers to bank accounts in Australia | A$0* |
International transfers in the local currency of the recipient country For example, sending a payment in GBP to a UK bank account. | Fees apply.* These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to. These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Metal). |
Transfers in currencies other than the local currency of the recipient country For example, sending a payment in AUD to a UK bank account. | Fees apply.* These fees are calculated in real time, and are based on what currency you are sending and where you are sending it to. These fees are disclosed in the Revolut App prior to making a transaction and in the Currency Transfer Fees Section (Metal). |
* Please note that intermediary and receiving banks may also impose a charge on the recipient.
Exchange
When you initiate an exchange in the Revolut app, we'll use a variable exchange rate. More information about the currency exchange rate can be found in our Personal Terms, the cryptocurrency exchange rate in our Crypto Terms and the bullion exchange rate in our Precious Metals Terms.
The exchange rates we offer do not include any fees within the rate of exchange. Rather, we apply a separate percentage-based fee (as set out below), which is shown separately in the Revolut app whenever you make an exchange.
Exchange fees
Exchange type | User type | Exchange amount | Fee |
Fiat Currencies* (excluding THB and UAH) | Metal Customer | Any amount | A$0 |
THB and UAH | Metal Customer | Any amount | 1% of the value of the exchange |
Revolut <18 Card transactions in a currency other than AUD | Revolut <18 User | Up to the equivalent of A$450 per monthly billing cycle (the Revolut <18 Card Exchange Allowance) | A$0 |
Any amount over the Revolut <18 Card Exchange Allowance | 0.5% of the value of the exchange | ||
Cryptocurrencies (feature not available to Revolut <18 Users) | Metal Customer | Any amount | 1.49% of the value of the exchange |
Precious Metals (feature not available to Revolut <18 Users) | Metal Customer | Any amount | 0.50% of the value of the exchange |
* The highest fees relevant to your conversion will apply. For example, a conversion between AUD and THB executed during exchange market hours, we will apply the fee that applies to THB (1%), not the fee for AUD (0%).
Exchange fees applicable outside exchange market hours
An additional fee will apply to fiat currency exchanges made outside of exchange market hours. An exchange will be outside of exchange market hours if it is made between Friday 5pm (New York time) and Sunday 6pm (New York time), which is a U.S. based time zone. For reference only, without taking into account daylight savings, the equivalent time period in Australia is approximately Saturday 7am (AEST) to Monday 8am (AEST).
Exchange type | Exchange amount | Fee |
Fiat currencies | Any amount | 1% of the value of the exchange |
Cancellation and Variation
Cancellation and variation fees
Cancellation period | Subscription paid monthly | Subscription paid Annually |
Within 14 days |
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Between 14 days and 10 months |
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More than 10 months |
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* The cost of a Metal Card is A$79.99, the cost of a Premium Card is A$24.99, and the cost of express delivery is A$33.99.