Personal fees (Metal)

For existing customers, these terms are effective from 12 June 2023. For new customers who sign up to Revolut before that date, these terms are effective immediately.

Subscription

Subscription fee

Add money

From a card*

*Includes physical cards and card top-ups via Apple Pay and Google Pay.

From a bank

Cards

Card fees

* Your first Revolut Card can be a Metal Card, Premium Card, or a Standard Card.

** Your second Revolut Card can be a Metal Card, Premium Card or a Standard Card, unless your first Revolut Card was a Metal Card. You are only entitled to one Revolut Metal Card at no cost.

*** You and your nominated Revolut <18 user can each order one additional card at no cost every year after your initial 12 month subscription term (excluding Revolut Metal Cards and Special Edition Cards). Revolut Metal Cards are not available to Revolut <18 users.

Card feature fees

Delivery fee

Spend

ATM withdrawals

* You can find your remaining Metal ATM Withdrawal Allowance for the current monthly billing cycle displayed in the Revolut app at any time.

** Please note that the ATM provider may still charge a fee to you for making an ATM withdrawal.

Send

* Please note that intermediary and receiving banks may also impose a charge on the recipient.

Pay All Fees feature

When you send money overseas, intermediary banks may impose a charge on the recipient. This charge will be deducted from the amount you sent, meaning the recipient may receive less than the actual amount you sent. The Pay All Fees feature allows you to pay a flat upfront fee which ensures that the recipient receives the full amount you sent. This fee will be charged instead of the standard currency transfer fee.

You can see our current fees and the routes where this feature is available on the Currency Transfer Fees Section (Metal).

Exchange

When you initiate an exchange in the Revolut app, we'll use a variable exchange rate. More information about the currency exchange rate can be found in our Personal Terms, the cryptocurrency exchange rate in our Crypto Terms and the bullion exchange rate in our Precious Metals Terms.

The exchange rates we offer do not include any fees within the rate of exchange. Rather, we apply a separate percentage-based fee (as set out below), which is shown separately in the Revolut app whenever you make an exchange.

Exchange fees

* The highest fees relevant to your exchange type will apply. For example, for a conversion between AUD and BTC executed during exchange market hours, we will apply the fee that applies to BTC (1.49%), not the fee for AUD (0%).

** Additional fees will apply to all exchange types if the Revolut <18 Card Exchange Allowance is exceeded, and for fiat currency exchanges made outside exchange market hours, as set out below.

Fair Usage Limits

Revolut <18 Card Exchange Allowance

For Revolut <18 Card transactions made in a currency other than AUD, the allowance is A$450 per monthly billing cycle (the Revolut <18 Card Exchange Allowance).

For transactions that exceed the Revolut <18 Card Exchange Allowance, a 0.5% fee will apply.

Exchange fees applicable outside exchange market hours

An additional fee will apply to fiat currency exchanges made outside of exchange market hours. An exchange will be outside of exchange market hours if it is made between Friday 5pm (New York time) and Sunday 6pm (New York time), which is a U.S. based time zone. For reference only, without taking into account daylight savings, the equivalent time period in Australia is approximately Saturday 7am (AEST) to Monday 8am (AEST).

Cancellation and Variation

Cancellation and variation fees

* The cost of a Metal Card is A$79.99, the cost of a Premium Card is A$24.99, and the cost of express delivery is A$33.99.