Finom alternatives — Revolut Business
Revolut Business vs Finom
Powering hundreds of thousands of leading businesses
Comparing Finom and Revolut Business features
We mainly compared Finom Premium with our Grow plan, but the table below also displays features and pricing from different plans. This table doesn't include every feature — visit the Revolut Business or Finom websites for more information. See our sources at the end of the page. This comparison was accurate as of 16/01/2025.
Least expensive plan
Monthly subscription costs
Currency exchange fees
International money transfers
Physical card issuing costs
Team size
Metal cards
Virtual cards
Custom card spend controls and approvals
Cashback on card spending
Savings and Funds
Expense management tools
Multiple business entity management
Support
Local IBAN
Multi-currency cards
Multi-currency account limit
International payments
Payment Links
Invoices
Accept online and in-person sales at scale
Accounting integrations
eCommerce Payment Gateway plugins
Other integrations
¹Currency exchange fee-free allowance available on Grow, Scale, and Enterprise plans. No fees within plan allowance on weekdays, plan allowance varies based on your plan. Interbank rate applies during market hours. Outside allowance and weekend fees may apply. See our outside of allowance exchange fees. See our weekend fees.
²See outside of allowance transfer fees and exceptions.
³Flexible Cash Funds available on Revolut Business Grow, Scale, and Enterprise plans. The Annual Percentage Yield (APY) is presented net of fees for all displayed currencies as of 6/1/25 and is based on information provided by the fund manager, subject to change daily. This is the highest APY offered to Enterprise customers, your APY may be lower depending on your subscription plan and applicable fees. Currency rate fluctuations can adversely impact the overall returns on your original investment. Past performance is not a reliable indicator of future results. T&Cs apply.
Scale up with Revolut Business
Revolut Business provides the tools you need to expand, no matter how big your business is or where you operate.
- Add unlimited employees to your account, and issue them up to 3 physical cards each
- Change employee access based on each role's individual needs while keeping your account secure
- Track expenses in real time and create custom spending rules to decide who can spend certain amounts, and where
- Receive, settle, and exchange in 35+ currencies. Access unlimited incoming transfers at no cost in GBP, EUR, USD, and CHF
Fees and T&Cs apply. Role-based access and custom spend controls available on Grow, Scale, and Enterprise plans. Expenses available for an additional fee on all plans.
Join Revolut Business
Power your checkout with Revolut Business
Start powering your sales with Revolut Business to go beyond just managing your business account.
Payment acceptance fees and T&Cs apply.
| Built-in Revolut Pay | Allow Revolut's 75+ million customers to pay directly from their account in a single click. Make more sales while saving on fees with an average 98.5% payment authorisation rate and low, per-transaction pricing. | |
| Streamline in-person payments | Accept in-person payments from credit and debit cards (including Visa, Mastercard, Maestro, Apple Pay, or Google Pay) in less than 3 seconds with Revolut Reader, then track sales and spend with analytics. | |
| Fast and easy online payments | Accept payments on platforms like Shopify, BigCommerce, and more with our no-code plugins. Take Visa, Mastercard, Maestro, and digital wallets. |
Your money, protected
Businesses worldwide trust us to look after their money. Keep yours secure with state-of-the-smart defences, and personalise your settings to stay in control at all times.
See what our customers say
Maxim Romain, Founder • Dott“We launched our business Europe-wide in record time, saving huge amounts of time and money.”
Arthur Edson, Head of Finance • Wild“We don’t have to consider any financial logistics any more. For us, using Revolut Business is a no-brainer. Everything is so straightforward.”
Fabien Mollinari, Payments Product Manager • Aer Lingus“Revolut Pay is a fast and secure payment option which improves customer satisfaction. It gives our customers flexibility and offers lower fees than most credit cards.”
Plans for businesses of every size
Revolut Business offers all the tools you need to manage your business finances with ease — choose the right plan to suit you. Fees and T&Cs apply
Basic
From €10/month Get the essentials to run your business.
Grow
From €30/month Unlock the tools you need to manage spend worry-free.
Scale
From €90/month Access higher allowance to expand globally.
Enterprise
Custom Create the plan that fits your exact needs.
Any questions?
Revolut Business vs Finom FAQs
Both offer multi-currency features, employee cards, and expense management solutions for EU-based businesses, but Revolut Business offers additional features, including:
- Multi-currency accounts that support a wider range of currencies
- No-fee currency exchange allowance available on Grow, Scale, and Enterprise plans. Weekend fees apply
- Customisable employee access to your account for everyone who needs it, available on Grow, Scale and Enterprise plans
You can also power your in-store and online checkout with Revolut Business, so it may be a better option for businesses which need payment acceptance solutions.
We do not provide financial advice. We encourage you to do your own research to see which solution is the right option for your business.
Finom offers transfers and invoices as well as PayPal links for individual payments, but doesn’t offer payment acceptance at scale.
Revolut Business has a variety of features to help you take payments directly. From requesting individual payments via Invoices and Payment Links, to adding Revolut Pay or our Payment Gateway plugins and API to your online checkout.
You can also use Revolut Reader and Tap to Pay on iPhone to accept in-person payments. Our payment tools offer 24-hour settlement time and competitive pay-per-transaction fees. Check out our rates for payment acceptance.
It depends on your business needs, the currencies you exchange, and how many transactions you make.
Finom charges a minimum 0.5% markup above the interbank rate on every currency exchange transaction made via their platform. This could add up fast if you're buying and selling currencies at significant volumes.
To reduce the cost and amount of currencies being exchanged, Finom also provides a wide range of local currency accounts. This means Finom customers can mostly rely on domestic payments instead of making frequent exchanges, which are comparatively costly on their platform.
Revolut Business doesn't charge any additional fees for transfers and exchanges within your plan allowance on weekdays. On our Grow plan, you'll be able to exchange up to €15,000, at the interbank exchange rate. Outside your allowance, we charge a 0.6% fee.
Revolut Business also offers a range of currency accounts so you can take payments in different currencies, and skip the exchange fees.
See more details about Revolut Business currency exchange allowances.
See our sources listed below. We checked information provided on the Finom website, and compared it with our own Revolut Business services. This comparison was accurate as of 16/01/2025.
Finom:
Revolut Business: