Pay for big purchases in small instalments at half the cost of banks.
We use peer-to-peer lending to match individual lenders with people who want to borrow. This cuts out the banks entirely and means you could save on average 50% compared to your bank.
Survey of 5 UK banks to find the average cost of a £1,000 personal loan for 12 months using their respective Representative APRs carried out on 16th Feb 2017.
Representative example: Borrow £1000 over 12 months at 9.9% APR representative. Monthly repayments of £87.68 and total amount payable of £1,052.15. Interest rate of 4.5% p.a. (fixed) and total fees of £27.50. The rate you are offered may differ from the Representative APR shown and will be based on your personal circumstances, loan amount and repayment term.
Answer a few questions about your credit requirements and get a personalised quote instantly.
Accept your terms and get the money in your Revolut account instantly wherever you are in the world.
Set up automated monthly repayment. Pay it off early without penalties.
Spend with your RevolutCard and pay for big purchases in small monthly payments.
We’re working with innovative partners so that Revolut can be a 21st century banking alternative for your entire financial life. Since 2014, our credit partner Lending Works has approved £50 million in loans and won a bunch of awards.
Revolut is acting as an intermediary, and is not the lender. Loans are provided through Lending Works’ peer-to-peer lending platform. Revolut Limited is an appointed representative of Lending Works Limited, which is authorised and regulated by the Financial Conduct Authority. Lending Works’ registered offices are at 60 Gray’s Inn Road, London, WC1X 8AQ.