How to protect yourself from romance scams when using Revolut

In our increasingly online world, dating apps and DMs have become the new bars and coffee shops — it’s easier than ever to instantly click with people across the world. But this new landscape continues to be infiltrated by scammers who prey on people’s desires for connection, and their tactics are constantly evolving.

First and most importantly — if you believe you may be a victim of a romance scam while using Revolut, make sure you report it to us as soon as possible.

In this post, we’ll explain how these scams typically work, what you can do to avoid becoming a victim, and how to protect yourself — especially in cases where emotional manipulation can ultimately lead to Revolut account scams.

What are romance scams?

Romance scams target individuals looking for companionship online. These scams often involve fraudsters posing as prospective partners, using emotional manipulation to extract money, gifts, or personal information.

Never share passwords or personal information over DMs, and be wary of suspicious behaviour. If you feel uncomfortable or under pressure, end all communication with the other person until you can verify their identity.

How do they work?

• Fake profiles: scammers create fake profiles on dating apps and social media platforms, often using stolen photos and details they've made up to appear more appealing
• Building trust: once contact is made, the scammer builds an emotional connection with the victim over weeks or months, crafting elaborate stories to gain their trust
• Requests for financial help: the scammer eventually asks for money, citing emergencies such as medical bills, travel costs, or family crises. Once the money is sent, the scammer disappears

How do I protect my Revolut account from scams?

1. Verify their identity: use reverse image searches to check if their profile pictures are linked to other accounts or stock photo websites
2. Be wary of financial requests: someone with sincere intentions won’t pressure you to send money, especially early on or if you haven’t met in person. If it feels off, trust your instincts and don’t go through with it
3. Take your time: scammers often rush the relationship to build trust quickly. Be cautious if someone declares love or commitment unusually fast

Revolut Fraud Prevention Checklist

Scammers thrive when you let your guard down — exploiting trust, loneliness, and urgency to target their fraud victims. Here's how you can protect your Revolut account from scams:

• Stay sceptical and well-informed. Be cautious of unsolicited messages, offers, or urgent requests for money or information. Keep yourself informed of common scams through sources like our fraud and scams hub
• Verify sources. Double-check the legitimacy of profiles and details, and never take information at face value
• Use secure platforms and act fast. Whenever possible, use trusted platforms that offer protection against fraud. If you suspect that you've transferred money to a fraudster, report the scammer to Revolut and secure your account
• Report suspicious activity. If you encounter a fraudulent account or social media post, report it to the platform to protect others. If you suspect a scam that might compromise your financial information or accounts on Revolut, report it to us immediately

While scammers will continue to adapt their tactics, staying informed and vigilant is your best defence. By recognising the common signs of romance scams, you can get to know new people, and maybe even fall for them — without falling victim to fraud tactics while using Revolut.

Revolut also provides you with a host of security controls, proactive warnings, and in-app educational materials to keep you safe and informed in real time. Remember, when something feels off, go with your gut — let's work together to keep fraudsters out of the loop.