There are Regular Vaults (Personal and Group) and Savings VaultsPersonal Vaults and Group Vaults. Choose what works best for you depending on your goals.
Personal Vault: Round up your spare change, set a recurring transfer or make a one-time transfer. Whether it’s a vacation or a new laptop, reach your financial goals faster with a Personal Vault.
If you have activated Savings Vaults (available for only US customers with a valid Social Security Number or Individual Tax Identification Number) you will be able to create Personal Vaults only in different currencies than USD
Group Vault: Reach that common goal faster by creating a Group Vault. Contribute together in all the same ways as with a Personal Vault.
Savings Vault: This works like a Personal Vault except your money will be deposited with a bank and you’ll earn interest. Pretty awesome, we know.
Currently only available in USD for users with a valid Social Security Number or Individual Tax Identification Number.